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Rumah Dijual – Trying to Sell Your Home in a Down Market

February 4, 2009 by  
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Rumah dijual – Like everywhere else in the world the housing market in Indianapolis has tanked, leaving way too many homes about to be owned by the city and left vacant. It is no secret that the economy is having trouble. Layoffs are happening everywhere and if you have been trying to sell your home you are probably starting to tear your hair out. Here are some things to consider if you want to sell your home quickly and to get as much as you can for it:

1. Do all of your repairs and renovations before you put your home on the market. Newly repaired and renovated homes have higher asking prices than those homes that leave repairs and renovations for the new owners. What’s more, a newly repaired and renovated home will look better which will make it more enticing to buyers.

2. Be ready to move out as soon as you get an offer. Put anything not immediately necessary into storage and live as simply as you possibly can. This way you will be able to sell your home to someone who might need to move in very quickly. Being able to turn the house over quickly will also make realtors happier to work with you and will raise the incentive for them to get your house sold quickly.

3. Keep your house and yard as clean and well kept as possible. If your yard and home are messy when people come to view it, you are less likely to sell the home in a timely fashion. You want things clean and neat so that prospective buyers have an easier time envisioning their own things in the space. If your home and yard are cluttered they won’t be able to clearly picture the space that you are offering and will be less inclined to make an offer on your home.

4. Consider renting. While the Indianapolis housing market is taking a nose dive, more and more people are being forced to find rentals. Consider renting out your home in the short term. You can hire a property management company to take care of finding a tenant for you and doing all of the repairs. Of course, hiring a property management company cuts down on the amount you’ll receive in rent each month but as long as you have your home insurance and mortgage payments covered you should stay afloat.

5. Reconsider moving. Indianapolis is a great place, why are you selling your home? We can understand moving to a different neighborhood within the Indianapolis city limits, but do you have to leave town? Perhaps you can find better employment or your family can join you here! Staying put would certainly be a lot easier to deal with than putting your house on the market, finding a buyer and finding a new place to live.

Indianapolis is a great place, but like everywhere else is having a hard time keeping everyone housed. Good luck with your sale!

Tips Membeli Rumah Bagi Pasangan Muda

January 19, 2009 by  
Filed under Artikel

Saat ini banyak sekali paangan suami-istri muda yang ingin mempunyai rumah sendiri untuk ditinggali bersama keluarga barunya. Mereka tak mau lagi serumah bersama orang tua dari kedua belah pihak pasangan, mereka beralasan ingin hidup mandiri dan ingin membangun keluarganya sendiri. Tapi biasanya pasangan muda seperti itu belum memiliki ekonomi yang kuat dan mapan, mereka biasanya berpenghasilan kecil. Sehingga untuk membeli rumah sendiri adalah suatu hal yang sangat berat untuk mereka.

Berikut ini ada beberapa tips yang mungkin berguna bagi pasangan muda yang ingin membeli rumah:

  1. Menghitung kemampuan financial
    1. Menghitung credit power atau kemampuan mencicil angsuran rumah. Dalam hal ini jumlah penghasilan perbulan dari kedua pasangan sangat berpengaruh. Tak perduli rumah baru atau second yang ingin dibeli oleh pasangan ini, biasanya rumah akan dibayar melalui cicilan atau credit.
    1. Menghitung kemampuan membeli rumah. Misalkan ingin membeli rumah melalui bantuan BANK biasanya hanya membantu 80% dari harga rumah. Sehingga 20% dana harus dicari sendiri.
  1. Menentukan rumah yang cocok untuk pasangan muda
    1. Rumah baru, rumah ini secara umum didapatkan dari developer. Menghitung dana yang dibutuhkan untuk mendapatkan rumah ini sangat mudah karena harga yg dipatok sang developer sudah jelas.
    1. Rumah second, jika anda memilih untuk membeli rumah second sebenarnya pilihan ini sangat tepat karena anda bisa mendapatkan harga miring untuk mendapatkan rumah ini. Sangat cocok untuk pasangan muda dengan kemampuan financial yang rendah. Dan biasanya rumah ini telah siap untuk ditempati.

Saran:

  • Sebaiknya jangka waktu cicilan kurang dari 15 tahun, jika jangka waktu melebihi itu maka hal itu akan memberatkan kreditor
  • Cobalah untuk mencari rumah melalui internet, missal dengan memasukkan keywords “rumah dijual” atau “jual rumah” pada search engine.
  • Pilihlah rumah dengan kapasitas yang kecil namun memiliki fasilitas yang lengkap, pasangan muda bisanya belum membutuhkan rumah yang terlalu besar untuk keluarga barunya.
  • Pilihlah lokasi rumah yang dekat dengan tempat kerja sehingga mempermudah akses untuk menuju tempat kerja.